40h
Intermediate

Zakat and sadaqah as instruments of charity occupy a central position in the Islamic scheme of poverty alleviation. Managing zakat for alleviation of poverty, however, involves many challenges. Institutions that rely on zakat and sadaqa as their primary source of funding must address the issue of sustainability. This is possible only if they are perceived as highly credible institutions. A sustained flow of zakat funds demands high degrees of integrity, transparency and professionalism in the management of funds.

Given the above, there is an institutional need for adequately trained professionals and managers well-versed in the Shariah aspects of zakat as well as in scientific techniques of management of charity-based and not-for-profit institutions. The IIIBF has embarked on this ambitious program to develop a cadre of certified zakat professionals to address the challenge of human resource development for the Islamic charity-based and not-for-profit organizations.

The course covers the following major areas in five modules:

1. Zakat and Comprehensive Human Development: This module provides an introductory overview on the role of zakat in comprehensive human development in the framework of the objectives (Maqasid) of Shariah. While traditionally zakat has been described variously as a tool of taxation and redistribution of incomes by an Islamic society, more recent work positions zakat as a tool of raising resources for meeting various Sustainable Development Goals (SDGs), e.g. poverty alleviation (SDG#1), freedom from hunger (SDG#2), reducing inequality (SDG#10) etc.

2. Mobilization of Zakat: This module on the mobilization of zakat resources essentially addresses how to estimate zakat liabilities of economic entities – individuals and businesses – as mandated by the Shariah. It presents the clear and not-so-clear rules of the Shariah in the matter of zakat liability of various assets and incomes – cash, gold and silver, inventory, debtors, fixed assets; incomes from agriculture and businesses, salaries, rent, dividends and financial assets and what-have-you. It also discusses how dedicated laws on zakat in several countries deal with this issue.

3. Allocation of Zakat: This modules is on the allocation or distribution of zakat resources among beneficiaries, as mandated by the Shariah. It presents the fundamental principles of Shariah that guide the distribution of zakat among eight categories of beneficiaries (asnaf). It also discusses how dedicated laws on zakat in several countries deal with this issue.

4. Zakat Institutions: Accountability, Governance, Regulation:This module provides a framework for ensuring accountability, transparency and good governance of zakat Institutions through regulations, policies and standards. It also undertakes a comparative analysis of zakat laws as they seek to ensure accountability and good governance in selected countries.

5. Innovations & Good Practices in Micro Management of Zakat: This modules comprises several case studies that highlight innovations, such as, use of fintech for zakat management. The case studies also highlight some good practices in zakat management at the micro or organizational level, e.g. how to overcome the challenge of sustainability in zakat mobilization through enhanced accountability, transparency and good governance by zakat-funded organizations; and how to efficiently and effectively use zakat resources for provision of microfinance to the poor as well as addressing financing needs of the humanitarian sector.

Topics for this course

Getting to Know the Learning Environment
This module is all about getting to know the online learning environment, getting an overview of learning objectives, course structure, grading policy and of course, getting introduced to each other.

  • Introduction to the Course
    03:15
  • More on Learning Environment
  • Program Structure
  • Grading Scheme
  • Before We Start…
  • Glossary of Arabic Terms

Zakat and Comprehensive Human Development
This module provides an introductory overview on the role of zakat in comprehensive human development in the framework of the objectives (Maqasid) of Shariah. While traditionally zakat has been described variously as a tool of taxation and redistribution of incomes by an Islamic society, more recent work positions zakat primarily as a tool of raising resources for poverty alleviation, enhancing financial inclusion and addressing humanitarian needs.

  • Zakat and Comprehensive Human Development
    04:27
  • Role of Zakat in Achieving Sustainable Development Goals
    14:35
  • Pop Quiz (Zakat and Comprehensive Human Development)
  • Pop Quiz on Maqasid Al-Shariah
  • Charity and Economic Empowerment
    03:59
  • A Short Assignment on Charity in the Quran and Hadith
  • Pop Quiz (Charity and Economic Empowerment)
  • Islamic Approach to Poverty Alleviation: Other Components
    04:00
  • Financial Inclusion: Financial Services for the Poor
    06:54
  • Pop Quiz (Financial Services for the Poor)
  • Meeting the Humanitarian Funding Gap
  • Quiz on Zakat and Humanitarian Finance
  • MCQ-Test (Islamic Approach to Poverty Alleviation)

Mobilization of Zakat
This module on the mobilization of zakat resources essentially addresses how to estimate zakat liabilities of economic entities - individuals and businesses - as mandated by the Shariah. It presents the clear and not-so-clear rules of the Shariah in the matter of zakat liability of various assets and incomes - cash, gold and silver, inventory, debtors, fixed assets; incomes from agriculture and businesses, salaries, rent, dividends and financial assets and what-have-you. It also discusses how dedicated laws on zakat in several countries deal with this issue.

  • How to Estimate Zakat Liability – 1
    08:47
  • Pop Quiz on How to Estimate Zakat Liability – 1
  • How to Estimate Zakat Liability – 2
    06:59
  • Templates for Zakat Calculation
  • Pop Quiz on How to Estimate Zakat Liability – II
  • How Laws and Regulations Influence Zakat Mobilization
  • Shariah Aspects of Zakat Mobilization | Mufti Faraz Adam | CeZM
    46:42
  • How Laws Affect Zakat Mobilization
  • How to Optimize Zakat Mobilization
    09:15
  • Pop Quiz (How to Mobilize Zakat) – 1
  • Pop Quiz (How to Mobilize Zakat) – 2
  • Understanding the Behavior of an Individual Zakat Payer
  • A Smart Campaign for Zakat Mobilization
  • Good Practices in Zakat Collection

Allocation of Zakat
This modules is on the allocation or distribution of zakat resources among beneficiaries, as mandated by the Shariah. It presents the fundamental principles of Shariah that guide the distribution of zakat among eight categories of beneficiaries (asnaf). It also discusses how dedicated laws on zakat in several countries deal with this issue.

  • Who are the Zakat Beneficiaries
    07:48
  • Zakat Allocation in Practice
    05:17
  • Pop Quiz (Zakat Distribution)
  • Pop Quiz (Zakat Distribution -II)
  • How Laws and Regulations Influence Zakat Allocation
  • How to Identify and Assist the Poor
    07:24
  • A short assignment on Hadd al-Kifaya
  • Imparting Direct Ownership to the Poor
  • Pop Quiz: Direct vs Project Based Assistance
  • Zakat Holding and Investment
  • Meeting Institutional Expenditure with Zakat Funds
    08:06
  • Humanitarian Finance with Zakat
  • Short Assignment: Humanitarian Finance
  • Microfinance with Zakat
  • MCQ-Test (Allocation of Zakat)

Zakat Institutions: Accountability, Governance, Regulation
This module provides a framework for ensuring accountability, transparency and good governance of Zakat Institutions through regulations, policies and standards. It also undertakes a comparative analysis of zakat laws as they seek to ensure accountability and good governance in selected countries.

  • Accountability and Governance in ZIs
    11:47
  • Pop Quiz on Accountability and Governance for ZIs
  • Risk Analysis and Management in ZIs
    11:35
  • Pop Quiz on Risk Analysis and Management of ZIs
  • How Laws and Regulations Influence Zakat Infrastructure
  • How Laws & Regulations Influence Accountability, Transparency and Governance of ZIs
  • Core Principles for Effective Zakat Supervision
  • Short assignment on Core Principles
  • International Cooperation in Regulating Zakat Institutions
  • Introduction to Islamic Social Finance – III
    01:04:36
  • Introduction to Islamic Social Finance – IV
    58:22
  • Introduction to Islamic Social Finance – V
    01:04:20
  • MCQ-Test on Accountability, Governance, Regulation

Innovations and Good Practices in Micro Management of Zakat
This modules comprises several case studies that highlight some recent innovations involving application of fintech and good practices in zakat management at the micro or organizational level. The case studies highlight how to overcome the challenge of sustainability in zakat mobilization through enhanced accountability, transparency and good governance by zakat-funded organizations; and how to efficiently and effectively use zakat resources for provision of microfinance to the poor as well as addressing financing needs of the humanitarian sector.

  • Overview of Innovations and Good Practices
  • Digital Identity (Aid Tech & IFRC)
  • Digital Identity (Aid Tech & IFRC)
  • Crowd Funding Platforms (Global Sadaqah)
  • Crowdfunding of Zakat
  • Financing Sanitation (WASH-UNICEF) and Renewable Energy (UNDP)
  • Renewable Energy and Sanitation
  • Drought Prevention in Kenya (IFRC & MAIP Malaysia)
  • Drought Prevention in Kenya
  • Community Empowerment (Dompet Duafa Republika)
  • Community Empowerment (DDR)
  • Zakat-based Microfinance (Akhuwat)
  • Zakat-Based Microfinance
  • Zakat-funded Healthcare (SKM Cancer Hospital)
  • Zakat-based Healthcare

Requirements

  • This course is open to applicants with a bachelor’s degree from a recognized university; or Senior Secondary level school education plus a minimum 3 years experience at a supervisory or managerial level in any organization.
  • Basic knowledge of zakat requirements and its calculation is mandatory.
$550
What I will learn?
  • This program is accredited by the Finance Accreditation Agency (FAA) of Malaysia. Topics covered in the program include the classical and the cutting-edge themes that are based on contemporary realities, e.g. financing development through zakat and application of financial technology for zakat management
  • The graph of the zakat sector is rising. It is getting traction from the traditional Islamic organizations as well as international development agencies. Be part of this traditional, yet sunrise sector as a certified professional in zakat management.
  • You can use designatory letters CeZM (Certified in Zakat Management) upon successful completion of the program.
  • You will be pleasantly surprised to interact with our experts as you proceed along your short journey. They come from some of the best-known institutions in the field across the globe.